Dear Investors,

As the year draws to a close, we want to take a moment to thank you for your interest in North America Home Finance (NAHF). This past year has been one of meaningful progress, and we are excited to share a few highlights — along with what’s to come in the year ahead.

Milestones

  • We’re pleased to share that Collinson Rise is now at the lock up stage, a key milestone for this multi-family residential project. Seeing tangible progress on-site is always rewarding, and it reflects our continued focus on delivering high-quality housing in strong, growing communities.
  • With Five Crossings, we are diligently working to close the remaining few units and are looking forward to final completion early in the New Year. 
  • Phase One & Two of the development is now sold out at Saanich Ridge Estates, and we are preparing to launch the next phase of 52 new homes in February 2026 

An Important Corporate Update

In early December, NAHF announced the launch of its’ Initial Public Offering, with the preliminary prospectus filed.

In simple terms, this step supports our long-term growth strategy — allowing us to responsibly expand our residential portfolio, strengthen our balance sheet, and reach more families through our housing programs. The offering is being led by Hampton Securities Limited, acting as exclusive agent.

As George Lawton, Chief Executive Officer of NAHF, shared:

“NAHF was created to expand access to housing in a way that is financially sustainable for both households and investors. This offering allows us to accelerate our growth strategy, expand our shared-equity housing portfolio, and support more families in building intergenerational stability through homeownership.

Our Mission Continues

NAHF is focused on developing and acquiring residential properties while offering consumers shared-equity pathways to homeownership. Through our proprietary HomePlan program, residents can build equity over time while living in high-quality rental housing — creating a practical bridge toward ownership in an increasingly challenging affordability landscape.

Our development pipeline includes multi-family and single-family housing communities across British Columbia, with additional markets currently under evaluation.

Looking Ahead to the New Year

We’re excited about what lies ahead in 2025, including:

  • Educational webinars, including an upcoming session focused on immigration and housing demand
  • New projects on the horizon designed to address housing affordability
  • Continued innovation in shared-equity housing models that serve both households and investors

Warm Holiday Wishes

As we close out the year, we want to extend our warmest wishes to you and your family. We hope the holiday season brings joy, rest, and time with loved ones.

Thank you for being part of the NAHF community. We look forward to connecting with you in the year ahead.

Warm regards,
The North America Home Finance Team