Creating Community Through Capital Investment

North America Home Investment Inc. is a real estate investment corporation dedicated to building community by facilitating investment into funding residential developments while making housing more accessible with a secured structure that benefits investors, developers and home buyers.

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What We Offer


Through our three types of real estate bonds & units, investors benefit from tax efficiency, quarterly cash flow, and participation in capital appreciation or development profit secured by residential real estate. It’s a smart strategy to add real estate investment into your financial portfolio without the responsibilities of direct ownership.


Our buying strength and funding capabilities provide carefully selected developers the confidence and sales volume to accelerate project timelines. North American Home Finance gives you the ability to move your projects from conception to completion smoothly, with added resources and results.

Home Buyers

Our innovative First Equity home financing model allows more people to enter the competitive real estate market, giving them greater access to homeownership, while building their equity and the financial security to work towards their future goals.

A Worry-Free Approach to Real Estate Investments


Capital Protection

Our real estate bonds & units safeguard investors’ capital through registered collateral mortgages. In the case of HomeBuild Bonds, there is additional protection, such as surety bonding or trust conditions, further shielding capital so investors can feel confident with their investment.


Return Predictability

Our bonds & units are structured to provide predictable returns, whether it is a targeted preferred rate of return, profit participation, or quarterly income, to give investors clearly defined timelines and expectations. Returns are forecasted based on committed contracts and a margin of safety, providing stability and enabling better management and control of future returns, resulting in less vulnerability to market volatility.


Management Alignment

Management’s equity is always held back until the unit & bondholder’s investments are paid in full, ensuring the dedication and motivation to achieve growth and returns in a secure, yet profitable and timely manner. Management’s funds will always come second to those of investors, putting your financial security first.


Improved Annualized Returns

Through the sound management of costs, timing, relationships and financing, our bonds & units are structured to generate returns with less exposure to volatile markets. North American Home Finance is dedicated to delivering real financial results.

Investment Project


Real Estate Bonds & Units

Real estate bonds and units respond to the growing needs of investors seeking to diversify their portfolios, increase returns and manage volatility by including real estate in their investment strategies.

Our bonds and units are secure real estate investments that benefit from profit participation and come with choices in terms, growth and tax treatment.

RealProperty Units

Development Property Units Logo

Secured, tax-efficient development returns

RealProperty Units offer investors long-term growth and optimum tax efficiency secured against development property. Profit participation is based on the realized growth in the underlying real estate development from property appreciation as well as development profits. Approximately 75% of the return is deemed capital gains.

HomeBuild Bonds

NAHF HomeBuild Bonds

Short-term, secured plus growth participation

For investors seeking a short-term return in a secured investment, HomeBuild Bonds are an attractive choice. They are a more secured alternative to syndicated mortgages and limited partnerships. HomeBuild Bonds offer a priority rate of return, as well as participation in the profits generated by the real estate development.

Residential Yield Units

Quarterly income plus growth participation in a secured investment

Residential Yield Units enable investors to generate quarterly income from residential real estate without having to purchase or maintain rental property. For tax purposes, cash flow comprises both interest and distribution income treated as return of capital. In addition to quarterly income, investors also profit from the capital growth of the rental properties, which is taxed as a capital gain on redemption of the units or at maturity.


No Current Offering

No Current Offering

NAHF Five Bridges Photo

NAHF Development Property Units Logo


  • Investment offering for a maximum of $6,500,000
  • 9.6% targeted preferred annual return paid at completion of the project
  • Plus 70% share of profits in excess of preferred return
  • Preferential tax treatment with up to 85% of returns treated as capital gains


  • Collateral Mortgage security against title to the real estate being developed
  • $1.5 million of subordinated developer equity
  • Investment indenture administered by the TSX Trust company of Canada


  • Fund the acquisition and development of a 6-storey condo/apartment project
    in Kelowna BC

RealProperty Units Logo


  • Targeted $750,000 offering (up to a maximum of $1,000,000)
  • 8% p.a., paid at maturity
  • Targeted 36 months – paid out on the 40th home completed
  • Profit share equal to 35% of principal invested
  • Preferential tax treatment – 85% + of returns treated as capital gain
  • Example: $100,000 invested at year three equals $159,000 value ($8,000 x3 + $35,000)


  • Saanich Ridge Development Ltd development project assets
  • 4:1 equity coverage over Real Property Units invested capital

Use of proceeds

  • Phase one home construction (Lots already have services and development permit)



  • $1.25 million offering
  • 75% of return deemed capital gains (preferred tax structure)
  • 30 months
  • Rollover option at 97% principal


  • Saanich Ridge Estates
  • Located north of Victoria, British Columbia in the middle of the Saanich Peninsula
  • Loan-to-Value: 33%
  • Bonds rank ahead of development company, trades and payables

Use of proceeds

  • Phase 1 horizontal development (clearing, drainage, water, hydro)
George Lawton CPA, CA
North America Home Finance Inc.

CEO Message

We believe homeownership offers individuals a solid foundation for financial security.

Homeowners build equity with every monthly payment, and benefit from any appreciation in the value of their home. Homeowners tend to build significantly higher net worth than non-homeowners. Expanding homeownership means more people can prosper, participate in their communities, and invest in the economy.

Our innovative home financing attracts qualified, committed homebuyers enabling us to secure favourable home pricing from developers. This alignment reduces development risk and timing while creating value for our investors.

We are dedicated to the notion that owning a home should be a choice, not a privilege. Our philosophy of expanding homeownership is one of financial security. That’s why we create financing solutions that enable homeownership with the right monthly payment and down payment options.

Bringing capital and homebuyers together to expand homeownership is not complicated. It’s just smarter.

Leadership Team

The senior management team behind North America Home Finance brings together an exceptional range and depth of experience.

The combined performance and achievements of our leadership team represent decades of insight into every aspect of real estate development, wealth management and finance.


George Lawton, CPA, CA


George Lawton oversees financial reporting and operations for North America Home Finance Inc. His financial, accounting, and operational systems functions experience crosses a broad spectrum of technology and industrial companies. George’s tenure as a senior executive includes leading companies employing as many as 3,000 employees. He earned a Bachelor of Commerce degree as well as a Post Graduate Diploma in Accounting from the University of Natal in Durban, South Africa. George holds the designation of Chartered Professional Accountant.


Don Garner

Managing Director, Development

Don Garner is an accomplished real estate development executive with over 30 years of experience. Don has been responsible for over $1.8 billion in development and construction projects. He is an expert in site and project evaluation, land planning, design, development functions, cost analysis, budgeting, project and construction management. Don oversees operations while improving efficiency and profitability using his proven project management skills


Gaylyn Lawton, CPA, CMA

Chief Financial Officer

Ms Lawton has over 25 year’s extensive experience in all aspects of accounting; financial, statutory and management reporting; treasury; strategic planning, budgeting and forecasting; systems design and implementation; tax planning and compliance; and mergers and acquisitions. She has led organizations through stages of transformation including international sales, mergers and acquisitions and successfully achieved turnarounds, improving working capital and eliminating debt. Her professional experience includes roles as CFO of Cerelia North America, Vice President, Finance at Sierra Systems Group, Vice President Finance at WebTech Wireless (TSX: WEW), and Vice President, Finance at Seacor Environmental Inc. Ms. Lawton has a Bachelor of Commerce from the University of Natal, Durban. She articled with Ernst & Young in South Africa before moving to Canada and holds a CPA, CMA designation.


Advisory Board

North America Home Finance believes success breeds success and is fortunate to be able have the support of successful individuals as part of an Advisory Board.


Brian Kuelbs

CEO BPK Advisors Inc.,

Brian Kuelbs has over 20 years of experience in leadership roles at major financial institutions. His firm provides senior executive advisory services for residential and commercial real estate centric financial institutions. Brian holds a Masters of Business Administration with a specialization in Finance from the University of Notre Dame and a Bachelor of Business Administration from the University of Wisconsin– Madison with majors in Mathematics, Quantitative Analysis, and Finance.


Asif Nasim

Principal, Nasim Management,

Asif Nasim is an experienced entrepreneur, investor and financial services industry expert. In his 20-year career, he has helped financial services companies expand their business, grow their brands and enter new markets. Over the past 10 years, Asif was a joint partner running a creative agency that drove brand and marketing value for over 70 financial services clients in Canada and the United States. Asif holds a BA (Economics) from Carleton University and serves on the Board of IMCA (Investment Management Consultants Association).


Contact Us

1021 West Hastings Street
9th Floor
Vancouver, BC