Investors
Through our real estate bonds and units, investors can receive tax efficient, quarterly cash-flow and capital appreciation secured directly against residential real estate.
Developers
Our buying strength provides carefully selected developers the confidence and sale volume to accelerate project timelines.
Home Buyers
RealProperty Units
Secured, tax-efficient development returns
RealProperty Bonds offer investors long-term growth and optimum tax efficiency secured against development property. Profit participation is based on the realized growth in the underlying real estate development from property appreciation as well as development profits. Approximately 75% of the return is deemed capital gains.
HomeBuild Bonds
Short-term, secured plus growth participation
For investors seeking a short-term return in a secured investment, HomeBuild Bonds are an attractive choice. They are a more secured alternative to syndicated mortgages and limited partnerships. HomeBuild Bonds offer a priority rate of return, as well as participation in the profits generated by the real estate development.
Residential Yield Units
Quarterly income plus growth participation in a secured investment
HomeIncome Units enable investors to generate quarterly income from residential real estate without having to purchase or maintain rental property. For tax purposes, cash flow comprises both interest and distribution income treated as return of capital. In addition to quarterly income, investors also profit from the capital growth of the rental properties, which is taxed as a capital gain on redemption of the units or at maturity.
EDIT AT OWN RISK!
Current Offering
Current Offering
Current Offering
SERIES AAA
December 2018
Maximum offering $10,000,000
Return on Investment:
Income: 7.25% per annum, paid quarterly, comprising of interest and return of capital (ROC).
Growth: 4.25% per annum, paid upon redemption or at maturity. Growth derived from mortgage pay down (2.5% p.a.) and anticipated market growth (2% p.a.).
Redemption and Maturity:
Redemption rights after 30 months. Investment repayable in 120 months.
Investment Security:
Direct security against rental properties (collateral mortgage).
Registered Plan Eligible
Current Offering
Closed Offering
Terms
- $1.25 million offering
- 75% of return deemed capital gains (preferred tax structure)
- 30 months
- Rollover option at 97% principal
Security
- Saanich Ridge Estates
- Located north of Victoria, British Columbia in the middle of the Saanich Peninsula
- Loan-to-Value: 33%
- Bonds rank ahead of development company, trades and payables
Use of proceeds
- Phase 1 horizontal development (clearing, drainage, water, hydro)
CEO
North America Home Finance Inc.
George Lawton, CPA, CA
CEO
George Lawton oversees financial reporting and operations for North America Home Finance Inc. His financial, accounting, and operational systems functions experience crosses a broad spectrum of technology and industrial companies. George’s tenure as a senior executive includes leading companies employing as many as 3,000 employees. He earned a Bachelor of Commerce degree as well as a Post Graduate Diploma in Accounting from the University of Natal in Durban, South Africa. George holds the designation of Chartered Professional Accountant.
Don Garner
Managing Director, Development
Don Garner is an accomplished real estate development executive with over 30 years of experience. Don has been responsible for over $1.8 billion in development and construction projects. He is an expert in site and project evaluation, land planning, design, development functions, cost analysis, budgeting, project and construction management. Don oversees operations while improving efficiency and profitability using his proven project management skills
Gaylyn Lawton, CPA, CMA
Chief Financial Officer
Ms Lawton has over 25 year’s extensive experience in all aspects of accounting; financial, statutory and management reporting; treasury; strategic planning, budgeting and forecasting; systems design and implementation; tax planning and compliance; and mergers and acquisitions. She has led organizations through stages of transformation including international sales, mergers and acquisitions and successfully achieved turnarounds, improving working capital and eliminating debt. Her professional experience includes roles as CFO of Cerelia North America, Vice President, Finance at Sierra Systems Group, Vice President Finance at WebTech Wireless (TSX: WEW), and Vice President, Finance at Seacor Environmental Inc. Ms. Lawton has a Bachelor of Commerce from the University of Natal, Durban. She articled with Ernst & Young in South Africa before moving to Canada and holds a CPA, CMA designation.
Brian Kuelbs
CEO BPK Advisors Inc.,
LOS ANGELES, CALIFORNIA
Brian Kuelbs has over 20 years of experience in leadership roles at major financial institutions. His firm provides senior executive advisory services for residential and commercial real estate centric financial institutions. Brian holds a Masters of Business Administration with a specialization in Finance from the University of Notre Dame and a Bachelor of Business Administration from the University of Wisconsin– Madison with majors in Mathematics, Quantitative Analysis, and Finance.
Ned Mahic
Co-founder of Oceanelle Investments,
VICTORIA, BRITISH COLUMBIA
Ned Mahic is a co-founder of Oceanelle Investments, a boutique Investment Bank focusing on both Real Estate and Private Equity Investments. Ned began in commercial lending at one of the largest investment banks in New York. He later co-founded Oceanelle and for their first venture, partnered with a best in class operator of student housing in Canada and expanded the business from $1.4 million to $60 million in projects in less than 3 years. Ned continues to look for high growth opportunities to invest in alongside successful management who have created unique business models.
Asif Nasim
Principal, Nasim Management,
TORONTO, ONTARIO
Asif Nasim is an experienced entrepreneur, investor and financial services industry expert. In his 20-year career, he has helped financial services companies expand their business, grow their brands and enter new markets. Over the past 10 years, Asif was a joint partner running a creative agency that drove brand and marketing value for over 70 financial services clients in Canada and the United States. Asif holds a BA (Economics) from Carleton University and serves on the Board of IMCA (Investment Management Consultants Association).