Connecting Capital With Home Buyers

North America Home Finance Inc. is a real estate investment corporation that partners with investors to invest in residential development and grow homeownership.

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What We Offer


Through our real estate bonds and units, investors can receive tax efficient, quarterly cash-flow and capital appreciation secured directly against residential real estate.


Our buying strength provides carefully selected developers the confidence and sale volume to accelerate project timelines.

Home Buyers

Our innovative home financing empowers more people to become homeowners while building equity and financial security.

Our Approach to Real Estate Investing


Capital Protection

All bonds and units safeguard investors’ capital through collateral mortgages. Additional protection such as surety bonding and funds held in trust, further safeguard capital.


Return Predictability

Bonds and units are structured to provide predictable returns, whether it is a contracted rate of return, growth, or quarterly income. Returns are forecast based on committed contracts which creates more stability, effective management and less volatility.


Management Alignment

Management’s equity investment is always ranked behind investors and not returned until investors are fully paid back. This ensures management is highly motivated and investor aligned. Management’s funds will always be subordinate.


Consistent Returns

Through sound management of costs, timing, relationships and financing, bonds and units are structured to build wealth with less exposure to volatile markets.

Funded Homes


Real Estate Bonds & Units

Real estate bonds and units respond to the growing needs of investors seeking to diversify their portfolios, increase returns and manage volatility by including real estate in their investment strategies.

Our bonds and units are secure real estate investments that benefit from profit participation and come with choices in terms, growth and tax treatment.

HomeBuild Bonds

Short-term, secured plus growth participation

For investors seeking a short-term return in a secured investment, HomeBuild Bonds are an attractive choice. They are a more secured alternative to syndicated mortgages and limited partnerships. HomeBuild Bonds offer a priority rate of return, as well as participation in the profits generated by the real estate development.

HomeIncome Bonds

NAHF HomeIncome Units

Quarterly income plus growth participation in a secured investment

HomeIncome Units enable investors to generate quarterly income from residential real estate without having to purchase or maintain rental property. For tax purposes, cash flow comprises both interest and distribution income treated as return of capital. In addition to quarterly income, investors also profit from the capital growth of the rental properties, which is taxed as a capital gain on redemption of the units or at maturity.

RealProperty Bonds

Secured, tax-efficient development returns

RealProperty Bonds offer investors long-term growth and optimum tax efficiency secured against development property. Profit participation is based on the realized growth in the underlying real estate development from property appreciation as well as development profits. Approximately 75% of the return is deemed capital gains.


Current Offering

Currently no offerings are available. We are happy to advise you when a new offering is available, just register through the “KEEP ME UPDATED” link.

Current Offering

Current Offering

NAHF HomeIncome Units


December 2018

Maximum offering $10,000,000

Return on Investment:

Income: 7.25%  per annum, paid quarterly, comprising of  interest and return of capital (ROC).

Growth: 4.25% per annum, paid upon redemption or at maturity. Growth derived from mortgage pay down (2.5% p.a.) and anticipated market growth (2% p.a.).

Redemption and Maturity:

Redemption rights after 30 months. Investment repayable in 120 months.

Investment Security:

Direct security against rental properties (collateral mortgage).

Registered Plan Eligible

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Current Offering

Currently no offerings are available. We are happy to advise you when a new offering is available, just register through the “KEEP ME UPDATED” link.

Closed Offering

Raise Completed


  • $1.25 million offering
  • 75% of return deemed capital gains (preferred tax structure)
  • 30 months
  • Rollover option at 97% principal


  • Saanich Ridge Estates
  • Located north of Victoria, British Columbia in the middle of the Saanich Peninsula
  • Loan-to-Value: 33%
  • Bonds rank ahead of development company, trades and payables

Use of proceeds

  • Phase 1 horizontal development (clearing, drainage, water, hydro)
George Lawton CPA, CA
North America Home Finance Inc.

CEO Message

We believe homeownership offers individuals a solid foundation for financial security.

Homeowners build equity with every monthly payment, and benefit from any appreciation in the value of their home. Homeowners tend to build significantly higher net worth than non-homeowners. Expanding homeownership means more people can prosper, participate in their communities, and invest in the economy.

Our innovative home financing attracts qualified, committed homebuyers enabling us to secure favourable home pricing from developers. This alignment reduces development risk and timing while creating value for our investors.

We are dedicated to the notion that owning a home should be a choice, not a privilege. Our philosophy of expanding homeownership is one of financial security. That’s why we create financing solutions that enable homeownership with the right monthly payment and down payment options.

Bringing capital and homebuyers together to expand homeownership is not complicated. It’s just smarter.

Leadership Team

The senior management team behind North America Home Finance brings together an exceptional range and depth of experience.

The combined performance and achievements of our leadership team represent decades of insight into every aspect of real estate development, wealth management and finance.


George Lawton, CPA, CA


George Lawton oversees financial reporting and operations for North America Home Finance Inc. His financial, accounting, and operational systems functions experience crosses a broad spectrum of technology and industrial companies. George’s tenure as a senior executive includes leading companies employing as many as 3,000 employees. He earned a Bachelor of Commerce degree as well as a Post Graduate Diploma in Accounting from the University of Natal in Durban, South Africa. George holds the designation of Chartered Professional Accountant.


Don Garner

Managing Director, Development

Don Garner is an accomplished real estate development executive with over 30 years of experience. Don has been responsible for over $1.8 billion in development and construction projects. He is an expert in site and project evaluation, land planning, design, development functions, cost analysis, budgeting, project and construction management. Don oversees operations while improving efficiency and profitability using his proven project management skills


Gaylyn Lawton, CPA, CMA

Chief Financial Officer

Ms Lawton has over 25 year’s extensive experience in all aspects of accounting; financial, statutory and management reporting; treasury; strategic planning, budgeting and forecasting; systems design and implementation; tax planning and compliance; and mergers and acquisitions. She has led organizations through stages of transformation including international sales, mergers and acquisitions and successfully achieved turnarounds, improving working capital and eliminating debt. Her professional experience includes roles as CFO of Cerelia North America, Vice President, Finance at Sierra Systems Group, Vice President Finance at WebTech Wireless (TSX: WEW), and Vice President, Finance at Seacor Environmental Inc. Ms. Lawton has a Bachelor of Commerce from the University of Natal, Durban. She articled with Ernst & Young in South Africa before moving to Canada and holds a CPA, CMA designation.

Advisory Board

North America Home Finance believes success breeds success and is fortunate to be able have the support of successful individuals as part of an Advisory Board.


Brian Kuelbs

CEO BPK Advisors Inc.,
Brian Kuelbs has over 20 years of experience in leadership roles at major financial institutions. His firm provides senior executive advisory services for residential and commercial real estate centric financial institutions. Brian holds a Masters of Business Administration with a specialization in Finance from the University of Notre Dame and a Bachelor of Business Administration from the University of Wisconsin– Madison with majors in Mathematics, Quantitative Analysis, and Finance.


Ned Mahic

Co-founder of Oceanelle Investments,

Ned Mahic is a co-founder of Oceanelle Investments, a boutique Investment Bank focusing on both Real Estate and Private Equity Investments. Ned began in commercial lending at one of the largest investment banks in New York. He later co-founded Oceanelle and for their first venture, partnered with a best in class operator of student housing in Canada and expanded the business from $1.4 million to $60 million in projects in less than 3 years. Ned continues to look for high growth opportunities to invest in alongside successful management who have created unique business models.


Asif Nasim

Principal, Nasim Management,

Asif Nasim is an experienced entrepreneur, investor and financial services industry expert. In his 20-year career, he has helped financial services companies expand their business, grow their brands and enter new markets. Over the past 10 years, Asif was a joint partner running a creative agency that drove brand and marketing value for over 70 financial services clients in Canada and the United States. Asif holds a BA (Economics) from Carleton University and serves on the Board of IMCA (Investment Management Consultants Association).

Contact Us

1021 West Hastings Street
9th Floor
Vancouver, BC